What is a basic bank account?
Access to the credit intermediary activity
List of authorised credit intermediaries
How to protect yourself from online fraud?
Do you know what the gross domestic product is? What about inflation? (only in Portuguese)
Access to the credit intermediary activity depends on authorisation and registration with Banco de Portugal.
Natural and legal persons that:
already acted as credit intermediaries on 1 January 2018; and
submitted to Banco de Portugal, until 31 December 2018, the application for authorization to exercise the activity as credit intermediaries
may continue to carry out these functions until they have been notified of the Banco de Portugal's decision on the application for authorization and registration until 31 July 2019. They are, however, required to comply with all applicable legal and regulatory rules regarding to the exercise of this activity.
The request for authorisation must be submitted by completing the electronic form available on this website.
Banco de Portugal shall notify the interested party of the decision on the application for authorisation within a maximum period of 90 days of receipt of such request. However, if Banco de Portugal deems it necessary to request additional clarifications, the deadline for notification of the interested party may be extended up to 180 days from the date of initial submission of the request.