frequent questions
glossary
What is a basic bank account?
Access to the credit intermediary activity
List of authorised credit intermediaries
How to protect yourself from online fraud?
Know your rights when making payments in Europe.
Do you know what the gross domestic product is? What about inflation? (only in Portuguese)
Key tips to protect yourself when choosing online or mobile banking services.
Crypto-assets, also called “virtual assets”, are digital representations of values or rights that can be transferred and stored electronically. They are based on the blockchain, a type of technology of decentralised registration of information that does not have a central administration.
Although they can be employed to make payments, they are mostly used as investment assets, since their value suffers significant fluctuations.
Crypto-assets are often called “virtual currency”. However, they cannot be considered real currency.
Crypto-assets are not prohibited, but they come with associated risks and there is no supervisor or rules to ensure the funds invested are safe.
Site do Banco de Portugal > Criptoativos
Site da EBA > Aviso sobre os riscos dos criptoativos
Site da EBA > Uma explicação sobre criptoativos: o que o Regulamento MiCA significa para os consumidores