What is a basic bank account?
Access to the credit intermediary activity
List of authorised credit intermediaries
How to protect yourself from online fraud?
Know your rights when making payments in Europe.
Do you know what the gross domestic product is? What about inflation? (only in Portuguese)
Key tips to protect yourself when choosing online or mobile banking services.
Banco de Portugal mantains this website to enhance public access to information and services provided by the Bank across its different fields of activity.
Banco de Portugal seeks to ensure, as far as possible, that the information is up to date and accurate and to minimise disruption caused by technical problems.
Banco de Portugal reserves the right, without prior notice, to eliminate or suspend the dissemination of this website, in whole or in part, and to modify its structure or its content, and may also limit or prevent access to it.
The information on this website is provided for general reference purposes only. It is by no means binding in terms of dispute resolution. It does not constitute a professional or legal opinion, nor does it provide any kind of advice, recommendations, invitations or suggestions for any kind of banking service.
Links to other websites are provided, but Banco de Portugal accepts no responsibility or liability for their content, nor is it responsible for the privacy policies or practices of those websites or managing entities. Furthermore, legal acts or other documentation available on this website are not guaranteed to exactly reproduce officially approved texts. Only the original publications and legal texts or documentation, as published namely in the printed editions of the Official Gazette of the Portuguese Republic, the Official Journal of the European Union or the Official Bulletin of Banco de Portugal are deemed to be authentic and are valid for all legal purposes.
Banco de Portugal rejects any liability for loss or damage resulting from decisions made on the basis of information provided on this website or resulting from possible inaccuracies, omissions or errors contained therein.
Banco de Portugal accepts no responsibility with regard to any problems occurring as a result of using this website or any linked external websites, causing damage to the user’s software or hardware, including those resulting from the download of files accessible through such websites.
Banco de Portugal does not guarantee that the information provided on this website or on the websites to which it may be linked reproduces with accuracy original publications and media, nor does it accept responsibility for such information. Consultation or use of this website involves the full acceptance of the foregoing conditions.
The use of the information obtained directly on Banco de Portugal’s website is free but is subject to the following conditions:
When such information is distributed or reproduced, it must appear accurately and Banco de Portugal must be cited as the source;
If the information is modified by the user, this must be stated explicitly.
Banco de Portugal:
Does not provide commercial banking services to individuals or corporate entities;
Does not collect cross-border transfers fees;
Does not accept deposits from individuals or corporate entities;
Does not issue certificates for the release of funds.
Consequently, Banco de Portugal advises the public not to contact potential promoters of activities or transactions that misuse Banco de Portugal’s name and logo and not to send money or provide banking information or information on credit cards to anyone that declares to represent Banco de Portugal or that affirms to have a banking relation with it.
Banco de Portugal cannot be held liable for the misuse of its name, logo or address in schemes intended to defraud the public.
Users who identify or receive questionable documentation that refers to Banco de Portugal, or which allegedly comes from it, should report it immediately to law enforcement authorities or seek Banco de Portugal’s advice.
Although users may browse this website without having to provide any personal information, they are sometimes asked to provide personal data in order to access certain services. In such situations, data are collected only to the extent necessary to reply and are processed automatically under the responsibility of Banco de Portugal, in accordance with the principles and rules stemming from European and Portuguese legislation on personal data protection, particularly Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016.
Banco de Portugal guarantees users access to their data and the updating and rectification of this data, upon written request to the contacts available on this website.
For more information, please refer to the data protection policy of Banco de Portugal.
Banco de Portugal grants permission to create direct links to its pages. However, links must open in a new window and make it explicit that they are linking to the Banco de Portugal’s website, so as to ensure that this website (in part or in whole) is not erroneously perceived to be incorporated in any external website which links to the Bank’s pages. However, Banco de Portugal:
Reserves the right to ask for the removal of links to its website that it considers not to conform to its editorial policy;
Accepts no responsibility for links to its website, particularly in the case of outdated or no longer valid;
Accepts no responsibility for the reliability of files downloaded from its website via external websites.