frequent questions
glossary
What is a basic bank account?
Access to the credit intermediary activity
List of authorised credit intermediaries
How to protect yourself from online fraud?
Know your rights when making payments in Europe.
Do you know what the gross domestic product is? What about inflation? (only in Portuguese)
Key tips to protect yourself when choosing online or mobile banking services.
Access to the credit intermediary activity depends on authorisation and registration with Banco de Portugal.
Credit intermediaries authorised to carry on business in Portugal are listed in two lists published by Banco de Portugal:
The list of entities authorised to act as credit intermediaries;
The list of credit institutions, financial companies, payment institutions and electronic currency institutions that provide credit intermediation or advisory services for credit agreements in which they do not act as lenders.
The list of competent authorities for authorization and supervision of credit intermediaries in the other Member States of the European Union is available here.
Decree-Law No. 81-C/2017 (only in Portuguese)
Decree-Law No. 133/2009 (only in Portuguese)
Notice No. 6/2017 of Banco de Portugal (only in Portuguese)
Instruction No. 16/2017 (only in Portuguese)
List of competent authorities from other EU Member States