You do not need to do anything to make (either credit or instant) transfers using SPIN. This functionality is offered by payment service providers to customers when they initiate credit and instant transfers.

However, if you wish to receive transfers using SPIN, you first have to link (via your payment service provider) your identifier (mobile phone number, NIF or, for legal persons, LPIN) to the IBAN of the payment account where you wish to receive the funds. In the case of private individuals, when a mobile phone number is the identifier, it must be the same as that registered and certified with the payment service provider, namely for the purposes of strong customer authentication.

To request to link the mobile phone number/NIF/LPIN to the IBAN, users may go to the payment service provider’s electronic channels, by applying strong customer authentication, excluding apps from third parties. The payment service provider may permit that these requests be carried out through other channels, such as over the counter and via telephone banking by collecting evidence to prove that users have asked to link their identifier to their account identifier.