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Know your rights when making payments in Europe.
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Do you know what the gross domestic product is? What about inflation? (only in Portuguese)
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Key tips to protect yourself when choosing online or mobile banking services.
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Deposits

What they are and types of deposits

Rights and duties

Deposit guarantee

Current account

Ownership and handling of accounts

Statements and balances

Account closure

Basic bank accounts

Institutions that provide them

Fees comparator

Evolution in accounts

Standard account

Fees comparator

Credit

What they are and types of loans

Rights and duties

Creditworthiness assessment

What they are and the various schemes

How to enter into

How to repay and transfer

How to renegotiate

Consumer credit

What it is and types of credit

How to enter into

How to renegotiate or repay in advance

Credit liabilities

Arrears prevention

Arrears management

Bank Customer Support Network

Credit Ombudsman

Credit intermediaries

Status of authorisation requests

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Contactless cards

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Prohibition of the use of cheques

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Rights and duties

Rights and duties

Payment applications

Transaction costs

Security precautions

Electronic money

Bid-offer ‘spread’

Where to exchange currency

Digital channels

Services

Central Credit Register

Database of Banking Accounts

Prohibition of the use of cheques

Make a complaint

Complaining about a supervised entity

Checking the status of a complaint

I have lost my documents

Personal identification documents

Bank cards (only in Portuguese)

Mortgage credit

Consumer credit

Currency converter

Settle disputes

Consumer disputes

Disputes on banking products and services

Disputes relating to credit intermediation

Ask for information

Virtual assistant

Requests for information

Certification of training entities

Financial education

Digital financial education

National Plan for Financial Education

Todos Contam website

Todos Contam e-learning platform

Household budget

The importance of a budget

Digital security

Why it is important

The importance of price stability

How it affects your life

PT EN

Home Payments / Transfers / Direitos e deveres na utilização de transferências

Direitos e deveres na utilização de transferências

Payments Transfers

Related Links

Site do Banco de Portugal – Transferências

Site do Banco de Portugal – SPIN

Site do Banco de Portugal – Confirmação de beneficiário/devedor

Site do Banco de Portugal – IBAN

Site do Banco de Portugal - TARGET2

Regulamento (UE) n.º 260/2012

Regulamento (UE) n.º 248/2014

Regulamento (UE) n.º 2024/886

Regime Jurídico dos Serviços de Pagamento e da Moeda Eletrónica

Carta Circular n.º 66/2012/DSC

Carta Circular nº CC/2024/00000051

Related Content

Transferências – O que são

Transferências – Como ordenar

Materiais sobre transferências a crédito

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