Remuneration of structured deposits

Characteristics of deposit

Name of deposit	Rendimento Mais USD
Institution	BANCO SANTANDER TOTTA, S.A.
Start date	14-11-2011
Maturity date	14-11-2014
Term	3 years
Underlying market	Shares
Currency	USD
Document	Depósito Indexado Rendimento Mais USD.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	0,998%