Remuneration of structured deposits

Characteristics of deposit

Name of deposit	Depósito Valor Empresas Multinacionais
Institution	BANCO SANTANDER TOTTA, S.A.
Start date	30-07-2012
Maturity date	30-07-2015
Term	3 years
Underlying market	Shares
Currency	EUR
Document	Valor Empresas Multinacionais.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	2,754%