Remuneration of structured deposits

Characteristics of deposit

Name of deposit	Depósito Multi-Valor
Institution	BANCO SANTANDER TOTTA, S.A.
Start date	24-09-2012
Maturity date	24-09-2015
Term	3 years
Underlying market	Shares
Currency	EUR
Document	Depósito Multi-Valor.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	2,225%