Remuneration of structured deposits

Characteristics of deposit

Name of deposit	Depósito Valor EUA & Ouro
Institution	BANCO SANTANDER TOTTA, S.A.
Start date	21-12-2012
Maturity date	21-12-2015
Term	3 years
Underlying market	Shares and commodities
Currency	USD
Document	Depósito Valor USD & Ouro.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	0,740%