Remuneration of structured deposits

Characteristics of deposit

Name of deposit	Invest Global (Ser. 12/1)
Institution	BANCO INVEST, SA
Start date	31-12-2012
Maturity date	31-12-2013
Term	1 year
Underlying market	Shares
Currency	EUR
Document	Invest Global.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	9,863%