Remuneration of structured deposits

Characteristics of deposit

Name of deposit	Depósito Valor Europa 2013-2016
Institution	BANCO SANTANDER TOTTA, S.A.
Start date	29-05-2013
Maturity date	27-05-2016
Term	3 years
Underlying market	Shares
Currency	EUR
Document	Depósito Valor Europa 2013-2016.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	4,739%