Remuneration of structured deposits

Characteristics of deposit

Name of deposit	EUR BES DUAL PORTUGAL 2013-2016
Institution	NOVO BANCO, S.A.
Start date	30-07-2013
Maturity date	06-08-2016
Term	3 years
Underlying market	Shares
Currency	EUR
Document	Depósito Dual EUR BES DUAL PORTUGAL 2013-2016.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	See components

Component 1
Type:	Fix
Start date:	15-07-2013
Maturity date :	06-08-2013
Underlying market:	Fixed interest rate
Rate of return :	0,250%

Component 2
Type:	Indexed
Start date:	06-08-2013
Maturity date :	06-08-2016
Underlying market:	Shares
Rate of return :	0,000%