Remuneration of structured deposits

Characteristics of deposit

Name of deposit	Depósito Valor Bens de Luxo USD
Institution	BANCO SANTANDER TOTTA, S.A.
Start date	28-03-2014
Maturity date	28-03-2017
Term	3 years
Underlying market	Shares
Currency	USD
Document	Depósito Valor Bens de Luxo USD.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	5,455%