Remuneration of structured deposits

Characteristics of deposit

Name of deposit	EUR NB DUAL Europa 2015-2019
Institution	NOVO BANCO, S.A.
Start date	16-03-2015
Maturity date	10-04-2019
Term	4 years
Underlying market	Shares
Currency	EUR
Document	EUR NB DUAL Europa 2015-2019.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	See components

Component 1
Type:	Indexed
Start date:	10-04-2015
Maturity date :	10-04-2019
Underlying market:	Shares
Rate of return :	0.250%

Component 2
Type:	Fix
Start date:	16-03-2015
Maturity date :	10-04-2015
Underlying market:	Fixed interest rate
Rate of return :	4.000%

Component 3
Type:	Fix
Start date:	10-04-2015
Maturity date :	10-10-2015
Underlying market:	Fixed interest rate
Rate of return :	0.000%