Remuneration of structured deposits

Characteristics of deposit

Name of deposit	Depósito Valor Top EUA USD
Institution	BANCO SANTANDER TOTTA, S.A.
Start date	30-12-2015
Maturity date	01-02-2019
Term	3 years
Underlying market	Shares
Currency	USD
Document	Depósito Valor Top EUA USD.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	2.438%