Banking Conduct Supervision Activities – 1st half of 2018 … monitored the key information documents of 32 structured deposits marketed by institutions in the first half of 2018, as well as the return rates of maturing index-linked deposits and dual deposits. Compliance with the maximum rate regime was also … News
Banco de Portugal publishes the 2018 Banking Conduct Supervision Report … year, 17,202 accounts were opened; by converting a demand deposit account in 59.6% of cases. To oversee implementation … out 250 inspections on housing and mortgage credit; 195 on deposit accounts and payment instruments; 169 on consumer … 91 pre-contractual information documents for structured deposits, 54 fewer than in 2017, reflecting a new reduction … News Banco de Portugal
Press release of Banco de Portugal on the Retail Banking Markets Monitoring Report 2017 … Monitoring Report. The report presents developments in the deposit, mortgage credit and consumer credit markets in … Monitoring Report. The report presents developments in the deposit, mortgage credit and consumer credit markets in 2017. … Remuneration rates of term deposits continued to follow a downward trend At the end of … News Banco de Portugal
Statements and balances … — What it is and types of credit (overdraft facilities) Deposits Desligado … containing information on the transactions on their deposit account. The statement should identify, at least: … the end of the period; confirmation of the eligibility of deposits for the purposes of the deposit guarantee scheme, … Deposits
Press release of Banco de Portugal on the Banking Conduct Supervision Activities – 1st half of 2019 … monitored the key information documents of 45 structured deposits offered (13 more than in the same period of 2018) … and checked the rates of return on 98 matured structured deposits (21 more than in the first half of 2018). Complaints: 8,022 complaints received, increasing in deposit accounts and consumer credit but decreasing in home … News Banco de Portugal
Interest on bank deposits' simulator … Interest on bank deposits' simulator Use the interest on bank deposits’ simulator to calculate the return on capital investments in deposits for given periods of time. Check the simulator’s … Use the interest on bank deposits’ simulator to calculate the return on capital … Services
Rights and duties when making deposits … Rights and duties when making deposits Commission Implementing Regulation (EU) 2018/34 … only) Instruction No 11/2018 (in Portuguese only) Deposit guarantee Services — Price lists Opening a deposit account Account change Account closure Simple time … customers have a set of rights and duties when making bank deposits. Rights of depositors … Deposits
Electronic money — what it is … that can be used to make payment transactions, i.e. to deposit, transfer or withdraw funds. Legal Systems for … that can be used to make payment transactions, i.e. to deposit, transfer or withdraw funds. … Payments Electronic money
Cheques – what they are … Cheques are a paper-based payment instrument that allows deposit account holders to handle funds that are immediately … Cheques are a paper-based payment instrument that allows deposit account holders to handle funds that are immediately … is written between the parallel lines) – the cheque can be deposited in any bank, and can only be paid at the branch of … Payments Cheques
Press release of Banco de Portugal on the 2017 Banking Conduct Supervision Report … account switching, basic bank accounts, and structured deposits) and increase Banco de Portugal's powers in this … Banco de Portugal checked 145 leaflets on indexed and dual deposits, i.e. 52 fewer than in the previous year, … analysed the calculation of returns on 187 indexed and dual deposits due over the year. In addition, it checked … News Banco de Portugal