Cheques – what they are … Cheques – what they are Cheques are a paper-based payment instrument that allows deposit account holders to handle funds that are … Cheques are a paper-based payment instrument that allows deposit account holders to handle funds that are … The supply of cheque forms is based on a contract between the bank … Payments Cheques
Status of credit intermediary authorisation requests – September 2020 … Status of credit intermediary authorisation requests – September 2020 Wed, 2020-10-07 12:00 Status of credit intermediary authorisation requests – September 2020 Each month, Banco de Portugal publishes information on the status of credit intermediary … Each month, Banco de Portugal publishes information on the status of credit … News Credit intermediaries
Entity that is not authorised to grant credit, carry out credit intermediation or provide advisory services for credit agreements - “Consult Credito” (operating through the website https://www.consultcredito.com/) … to grant credit, carry out credit intermediation or provide advisory services for credit agreements - “Consult Credito” (operating through the website … News
How to write out cheques … How to write out cheques Banco de Portugal’s website – Cheques Banco de Portugal’s website – SICOI (Portuguese Interbank Clearing … As a rule, banks may charge fees and expenses to the person who … To issue cheques, bank customers must previously sign a contract with the bank to use this payment … Payments Cheques
Precautions when using cheques … Precautions when using cheques Banco de Portugal’s website – Cheques Banco de Portugal’s website – … Precautions of the issuer When issuing a cheque, bank … must: Check that the account has sufficient funds available to pay the cheque; Check that the cheque is within the … Payments Cheques
Direct debits – what they are … Direct debits – what they are Direct debits allow debtors (payers) to make regular payments by debiting their payment account (for example, … Direct debits allow debtors (payers) to make regular payments by debiting … Through direct debits, debtors can make payments that result from durable contracts or are periodic … Payments Direct debits
How to carry them out … How to carry them out Banco de Portugal’s website – Direct debits Banco de Portugal’s website – IBAN Banco de Portugal’s website – … In order to make payments by direct debits all that is necessary is to: Agree with the creditor to use … Payments Direct debits
Rights and duties in the use of direct debits … Rights and duties in the use of direct debits Banco de Portugal’s website – Direct debits Banco de Portugal’s website – IBAN Banco de Portugal’s website – … Payments Direct debits
Interest rates … Interest rates Decree-Law No. 88/2008 (only in Portuguese) Deposits simulator Deposits Time deposits Desligado … Tax applicable to interest on deposits Interest paid by credit … Example A deposit of 2500 euros, applied for one year at a gross … Example A 2-year deposit of 2500 euros, with annual payment of … Deposits Time deposits
Transfers — what they are … Transfers — what they are Transfers allow a payer (e.g. an individual or a company) to move funds between payment accounts, making them … Transfers allow a payer (e.g. an individual or a company) to move funds … Payments Transfers