Cheques – what they are … Cheques – what they are Cheques are a paper-based payment instrument that allows … Cheques are a paper-based payment instrument that allows deposit account holders to handle funds that are immediately available. … The supply of cheque forms is based on a contract between the … Payments Cheques
Status of credit intermediary authorisation requests – September 2020 … Status of credit intermediary authorisation requests – September 2020 Wed, 2020-10-07 12:00 Status of credit intermediary authorisation requests – September 2020 Each month, Banco de Portugal publishes information on the … Each month, Banco de Portugal publishes information on the … News Credit intermediaries
Entity that is not authorised to grant credit, carry out credit intermediation or provide advisory services for credit agreements - “Consult Credito” (operating through the website https://www.consultcredito.com/) … Entity that is not authorised to grant credit, carry out credit intermediation or … for credit agreements - “Consult Credito” (operating through the website https://www.consultcredito.com/) Tue, … News
How to write out cheques … How to write out cheques Banco de Portugal’s website – Cheques Banco de Portugal’s website – SICOI (Portuguese … in Portuguese) Instruction No. 8/2018 (only in Portuguese) Cheques – What they are Cheques – Precautions when using … As a rule, banks may charge fees and expenses to the person who issues the cheque … Payments Cheques
Precautions when using cheques … Precautions when using cheques Banco de Portugal’s website – Cheques Banco de Portugal’s website – Prohibition of the use of cheques Decree-Law No. 18/2007 (only … Precautions of the issuer When issuing a cheque, bank customers must: Check … (‘not to order’), before or after the name of the payee, thus preventing the cheque from being paid to an entity other … Payments Cheques
Direct debits – what they are … Direct debits – what they are Direct debits allow debtors (payers) to make regular payments by debiting their payment account (for example, current account), by … debtors (payers) to make regular payments by debiting their payment account (for example, current account), by … Payments Direct debits
How to carry them out … How to carry them out Banco de Portugal’s website – Direct debits Banco de … No. 141/2013 (only in Portuguese) Direct debits – What they are Direct debits – Rights and duties Materials on … In order to make payments by direct debits all that is necessary is to: Agree with the creditor to use this … Payments Direct debits
Rights and duties in the use of direct debits … Rights and duties in the use of direct debits Banco de Portugal’s website – Direct … No. 66/2012/DSC (only in Portuguese) Direct debits – What they are Direct debits – How to carry them out Materials on … Rights of creditors and debtors … Payments Direct debits
Interest rates … institutions on current or time deposits is subject to the payment of taxes. If the depositor is a natural person, the personal income tax rate (IRS) applies: 28% for natural … nominal interest rate of 4.3%, generates an interest at the end of the period of: Interest = 2500 × 0.043 = 107,5 € … Deposits Time deposits
Transfers — what they are … Transfers — what they are Transfers allow a payer (e.g. an individual or a company) to move funds between payment accounts, making them available to the beneficiary. The payer and the payee … a company) to move funds between payment accounts, making them available to the beneficiary. The payer and the payee … Payments Transfers