Cheques – what they are … Cheques – what they are Cheques are a paper-based payment instrument that allows deposit … Cheques are a paper-based payment instrument that allows deposit account holders … The supply of cheque forms is based on a contract between the … Payments Cheques
Status of credit intermediary authorisation requests – September 2020 … Status of credit intermediary authorisation requests – … 12:00 Status of credit intermediary authorisation requests – September 2020 Each month, Banco de Portugal … Each month, Banco de Portugal publishes information on the status of credit intermediary authorisation requests. … News Credit intermediaries
Entity that is not authorised to grant credit, carry out credit intermediation or provide advisory services for credit agreements - “Consult Credito” (operating through the website https://www.consultcredito.com/) … Entity that is not authorised to grant credit, carry out credit intermediation or provide advisory services for credit agreements - “Consult Credito” … News
How to write out cheques … How to write out cheques Banco de Portugal’s website – Cheques Banco de Portugal’s website – SICOI (Portuguese … As a rule, banks may charge fees and expenses to the person who issues the cheque (the drawer) and to the person who receives the cheque … To issue cheques, bank customers must previously sign a contract with … Payments Cheques
Precautions when using cheques … Precautions when using cheques Banco de Portugal’s website – Cheques Banco de Portugal’s website – Prohibition of the use of … Precautions of the issuer When issuing a cheque, bank customers must: … Payments Cheques
Direct debits – what they are … Direct debits – what they are Direct debits allow debtors (payers) to make regular payments by debiting their … Direct debits allow debtors (payers) to make regular payments by debiting their payment … Through direct debits, debtors can make payments that result from durable … Payments Direct debits
How to carry them out … How to carry them out Banco de Portugal’s website – Direct debits Banco de Portugal’s website – IBAN Banco de Portugal’s … In order to make payments by direct debits all that is necessary is to: Agree with … or through their payment service provider; Define the frequency: debtors can inform their payment service provider … Payments Direct debits
Rights and duties in the use of direct debits … Rights and duties in the use of direct debits Banco de Portugal’s website – Direct debits Banco de … Rights of creditors and debtors … Duties of creditors and debtors … Payments Direct debits
Interest rates … Interest rates Decree-Law No. 88/2008 (only in Portuguese) Deposits simulator Deposits Time deposits Desligado … Tax applicable to interest on deposits Interest paid by credit institutions on current or time … Example A deposit of 2500 euros, applied for one year at a gross annual … Deposits Time deposits
Transfers — what they are … Transfers — what they are Transfers allow a payer (e.g. an individual or a company) to move … Transfers allow a payer (e.g. an individual or a company) to move funds between payment accounts, making them available to the … Payments Transfers