Cheques – what they are … Cheques – what they are Cheques are a paper-based payment instrument that allows deposit account holders to handle … Banco de Portugal’s website – Cheques Instruction No. 26/2003 (only in Portuguese) Instruction No. 8/2018 (only in … Cheques are a paper-based payment instrument that allows deposit account holders to handle … Payments Cheques
Status of credit intermediary authorisation requests – September 2020 … Status of credit intermediary authorisation requests – September 2020 Wed, 2020-10-07 12:00 Status of credit intermediary authorisation requests – September 2020 Each … Each month, Banco de Portugal publishes information on the status of … News Credit intermediaries
Entity that is not authorised to grant credit, carry out credit intermediation or provide advisory services for credit agreements - “Consult Credito” (operating through the website https://www.consultcredito.com/) … Entity that is not authorised to grant credit, carry out credit intermediation or provide … the website https://www.consultcredito.com/) Tue, 2020-10-06 12:00 Entity that is not authorised to grant credit, carry … News
How to write out cheques … How to write out cheques Banco de Portugal’s website – Cheques Banco de Portugal’s website – SICOI (Portuguese Interbank Clearing System) Decree-Law No. 18/2007 (only in … As a rule, banks may charge fees and expenses to the person who issues the cheque (the drawer) … Payments Cheques
Precautions when using cheques … Precautions when using cheques Banco de Portugal’s website – Cheques Banco de Portugal’s … Precautions of the issuer When issuing a cheque, bank customers must: Check that the account has … Payments Cheques
Direct debits – what they are … Direct debits allow debtors (payers) to make regular payments by debiting their payment account (for example, current account), by … Regulation (EU) No. 248/2014 Regulation (EU) No. 260/2012 Regulation (EC) No. 924/2009 Legal Systems for … Direct debits allow debtors (payers) to make regular payments by debiting their payment account (for example, current … Payments Direct debits
How to carry them out … How to carry them out Banco de Portugal’s website – Direct debits Banco de Portugal’s website – IBAN Banco de Portugal’s website … Regulation (EU) No. 248/2014 Regulation (EU) No. 260/2012 Legal Systems for Payment Services and Electronic … In order to make payments by direct debits all that is … Payments Direct debits
Rights and duties in the use of direct debits … Rights and duties in the use of direct debits Banco de Portugal’s website – … Regulation (EU) No. 248/2014 Regulation (EU) No. 260/2012 Regulation (EC) No. 924/2009 Legal Systems for … No. 141/2013 (only in Portuguese) Circular Letter No. 66/2012/DSC (only in Portuguese) Direct debits – What they … Payments Direct debits
Interest rates … Interest rates Decree-Law No. 88/2008 (only in Portuguese) Deposits simulator Deposits Time deposits … Tax applicable to interest on deposits Interest paid by credit institutions on … natural persons with tax residence in mainland Portugal; 19.6% for natural persons with tax residence in the Azores and … Deposits Time deposits
Transfers — what they are … Transfers — what they are Transfers allow a payer (e.g. an individual or a company) to … website – Verification of Payee Regulation (EU) No 260/2012 Regulation (EU) No 248/2014 Regulation (EU) No 2024/886 Legal Framework for Payment Services and Electronic Money … Payments Transfers