How to enter into a consumer credit agreement … a loan conditional on the contracting of other products or services (i.e. tying is prohibited in Portugal). The credit … the optional purchase of other financial products or services as a counterpart to reduce the costs of the credit … of the optional purchase of other financial products or services together with the credit, the standardised … Loans Consumer credit
Press release of Banco de Portugal on the 2017 Banking Conduct Supervision Report … applicable to the sale of retail banking products and services has undergone important changes, which reinforce … the challenges of the growing digitalisation of financial services and the discussion at international level on this … institutions in consumer credit, payment accounts and services, and basic bank accounts, with a greater number of … News Banco de Portugal
Disclaimer and copyright … Disclaimer of liability for content and services provided Banco de Portugal mantains this website to enhance public access to information and services provided by the Bank across its different fields of … logo Banco de Portugal: Does not provide commercial banking services to individuals or corporate entities; Does not … About the Website
FinCoNet Newsletter highlights the inclusion of credit intermediaries under the supervision of Banco de Portugal … of credit intermediation and the provision of consultancy services. Banco de Portugal is responsible for authorising … process data as regards the provision of digital financial services. Articles prepared by the Consultive Group to … to prepare said agreements, or provide consultancy services. The credit intermediary is not authorised to grant … News
Intermediary activity in another Member State … another Member State of the EU under the freedom to provide services (only in Portuguese) 61.08 KB Credit intermediaries … Under the freedom of establishment or freedom to provide services, credit intermediaries authorised in Portugal may … State of the European Union under the freedom to provide services (only in Portuguese) Within one month of receiving … Loans Credit intermediaries
Opening … it is necessary for the contracting of other banking services, such as a credit agreement or a time deposit. … it is necessary for the contracting of other banking services, such as a credit agreement or a time deposit. … Access to payment instruments and payment services associated with the account by bank customers … Deposits
Institutions that provide basic bank accounts … on basic bank accounts (in Portuguese only) 78.55 KB Services — Fees comparator Services — Complaints Deposits Basic bank account Desligado … Agricultural Credit Banks) that provide to the public the services included in basic bank accounts. The credit institutions that provide banking services under this regime and the fees charged are … Deposits Basic bank account
Inflation - what it is … and continuous increase in the prices of goods and services consumed by households. There is inflation when the prices of goods (such as food and clothing) and services (such as transport and communications) that … the change over time in the cost of a basket of goods and services usually consumed by households residing in … Financial literacy Inflation
Banking Conduct Supervision Activities – 1st half of 2018 … conducted on branches of 24 institutions, 68 on the central services of 22 institutions and 433 as off-site inspections … credit, altered in 2018. Inspections conducted at central services monitored compliance with the arrears regime and … monitored 4838 advertisements for banking products and services; 2.7% were non-compliant. Advertising for car loans … News
European Banking Authority publishes recommendations to strengthen disclosure in digital channels … to promote transparency in the marketing of financial services through digital channels (such as the internet or … Banking Authority on disclosure to consumers of banking services through digital means under Directive 2002/65/EC. … concerning the distance marketing of consumer financial services. At the same time, however, the EBA also recommends … News Digital channels