Charges … only) Instruction No 19/2018 (in Portuguese only) Services — Price lists Services — Compare fees Deposits Desligado … accounts , the charges levied for the provision of these services may not exceed 1% of the value of the Social … the fees charged for a range of the most representative services. The fees comparator on the Bank Customer Website … Deposits
Account change … 107/2017 (in Portuguese only) Legal Framework for Payment Services and Electronic Money (in Portuguese only) Circular … Portuguese only) Account closure Opening an account abroad Services – Complaining about an institution Deposits … target account, closing the account of origin, and running services from the target account occurs: on the date … Deposits
Big data - what it is … may: Enable financial institutions to offer products and services that better meet the needs of consumers; Help … Facilitating access by consumers to financial products and services, for example by gathering information on a … may receive targeted and tailored offers for products or services from financial institutions, which may make it more … Financial literacy Digital channels
Banco de Portugal publishes information on the status of credit intermediary authorisation requests … behalf of the lending institutions; Providing consultancy services, by making personalised recommendations on credit … nor to participate in selling other banking products or services, such as time deposits or payment services. How are credit intermediaries authorised? Since … News Credit intermediaries
The importance of maintaining price stability … loses its purchasing power, and the amount of goods and services that you can buy with the same income decreases … people can buy more or less the same amount of goods and services today and in the future; It is possible to better … The ECB does not influence the prices of goods and services directly. It makes use of monetary policy … Financial literacy Inflation
Banco de Portugal analysed open banking challenges for bank customers in an international seminar … on the market, which use customer data to offer new payment services: entities providing payment initiation services and entities allowing bank customers to consult … applicable to open banking in the scope of the new Payment Services Directive and presented the main challenges these … News
Credit intermediaries – extension of the transitional arrangements … on behalf of the lending institutions; provide consultancy services, by making tailor-made recommendations on credit … nor to participate in the sale of other banking products or services, such as time deposits or payment services. Even when a credit intermediary intervenes, credit … News Credit intermediaries
What they are and types of deposits … dependent on the contracting of other products or services (i.e. tying is prohibited in Portugal). The credit … the optional purchase of other financial products or services as consideration for the improvement of the … case of an optional purchase of other financial products or services together with the bank deposit, the standardised … Deposits
What they are and types of cards … No. 133/2009 (only in Portuguese) Legal System of Payment Services and Electronic Money (only in Portuguese) Cards – … cards Credit – Credit cards Electronic money – what it is Services – Price lists Payments Cards Desligado … may, among other operations, make payments for goods and services at point of sale (POS) terminals or over the … Payments Cards
How to enter into a payment card contract … Banco de Portugal’s website – Cards Legal System of Payment Services and Electronic Money (only in Portuguese) Cards – … cards Cards – Co-branded cards Cards – Rights and duties Services – Price lists Payments Cards Desligado … contract is a contract for the provision of payment services which governs the future implementation of … Payments Cards