Maximum rates applicable to consumer credit agreements in the 2nd quarter of 2026 … consumer credit are computed and disclosed quarterly by the Banco de Portugal. Consumer credit - interest rate 2026 Consumer … consumer credit are computed and disclosed quarterly by the Banco de Portugal. … News Consumer credit
Maximum rates applicable to consumer credit agreements in the 3rd quarter of 2026 … consumer credit are computed and disclosed quarterly by the Banco de Portugal. Consumer credit - interest rate 2026 Consumer … consumer credit are computed and disclosed quarterly by the Banco de Portugal. … News Consumer credit
Maximum rates applicable to consumer credit agreements in the 4th quarter of 2026 … consumer credit are computed and disclosed quarterly by the Banco de Portugal. Consumer credit - interest rate 2026 Consumer … consumer credit are computed and disclosed quarterly by the Banco de Portugal. … News Consumer credit
The OECD launched a public consultation on a recommendation on financial literacy and education … implementation and evaluation working group, which Banco de Portugal takes part in. It draws on existing OECD … and non-member countries are members of this network. Banco de Portugal is a founding member of INFE and is part … News
FinCoNet publishes guidance to supervisors in the field of digitalisation of consumer credit … This work was developed by a FinCoNet committee chaired by Banco de Portugal consisting of representatives from Australia, … is to improve the protection of banking product consumers. Banco de Portugal, as banking conduct supervisory authority, … News
FinCoNet publishes a Consultation Paper on Guidance to supervisors in the field of digitalisation of consumer credit … the work carried out by a FinCoNet committee chaired by Banco de Portugal, with the participation of the supervisors from … is to improve the protection of banking product customers. Banco de Portugal, as banking conduct supervisory authority, … News
Ownership and handling of accounts … Ownership and handling of accounts Banco de Portugal’s website — Database of Banking Accounts Decree-Law … consulting the Database of Banking Accounts, managed by the Banco de Portugal. Institutions cannot charge fees for either the … Deposits
Opening … Only duly authorised credit institutions registered with Banco de Portugal may contract the opening of current accounts. Bank accounts in Portugal are identified by the account number or by the IBAN … Deposits
Co-badged cards … Co-badged cards Banco de Portugal’s website – Cards Regulation (EU) No. 751/2015 … with the debit function at the POS (for example, Multibanco, Visa Electron or Maestro), if they want the … want to use the credit limit associated with the card. In Portugal, some credit cards also allow debit transactions in … Payments Cards
Institutions that provide basic bank accounts … only) Decree-Law No 107/2017 (in Portuguese only) Notice of Banco de Portugal No 1/2018 (in Portuguese only) Instruction No … all credit institutions authorised to receive deposits in Portugal (banks, savings banks, the Central Mutual … Deposits Basic bank account