Maximum rates applicable to consumer credit agreements in the 1st quarter of 2026 … consumer credit are computed and disclosed quarterly by the Banco de Portugal. Consumer credit - interest rate 2025 Consumer … consumer credit are computed and disclosed quarterly by the Banco de Portugal. … News Consumer credit
Maximum rates applicable to consumer credit agreements in the 2nd quarter of 2026 … consumer credit are computed and disclosed quarterly by the Banco de Portugal. Consumer credit - interest rate 2026 Consumer … consumer credit are computed and disclosed quarterly by the Banco de Portugal. … News Consumer credit
Maximum rates applicable to consumer credit agreements in the 3rd quarter of 2026 … consumer credit are computed and disclosed quarterly by the Banco de Portugal. Consumer credit - interest rate 2026 Consumer … consumer credit are computed and disclosed quarterly by the Banco de Portugal. … News Consumer credit
Maximum rates applicable to consumer credit agreements in the 4th quarter of 2026 … consumer credit are computed and disclosed quarterly by the Banco de Portugal. Consumer credit - interest rate 2026 Consumer … consumer credit are computed and disclosed quarterly by the Banco de Portugal. … News Consumer credit
How to engage a credit intermediary … How to engage a credit intermediary Banco de Portugal website — Access to credit intermediation activity (in Portug… Banco de Portugal website — Conduct of credit intermediaries … Loans Credit intermediaries
The OECD launched a public consultation on a recommendation on financial literacy and education … implementation and evaluation working group, which Banco de Portugal takes part in. It draws on existing OECD … and non-member countries are members of this network. Banco de Portugal is a founding member of INFE and is part … News
FinCoNet publishes guidance to supervisors in the field of digitalisation of consumer credit … This work was developed by a FinCoNet committee chaired by Banco de Portugal consisting of representatives from Australia, … is to improve the protection of banking product consumers. Banco de Portugal, as banking conduct supervisory authority, … News
FinCoNet publishes a Consultation Paper on Guidance to supervisors in the field of digitalisation of consumer credit … the work carried out by a FinCoNet committee chaired by Banco de Portugal, with the participation of the supervisors from … is to improve the protection of banking product customers. Banco de Portugal, as banking conduct supervisory authority, … News
Ownership and handling of accounts … Ownership and handling of accounts Banco de Portugal’s website — Database of Banking Accounts Decree-Law … consulting the Database of Banking Accounts, managed by the Banco de Portugal. Institutions cannot charge fees for either the … Deposits
Opening … Only duly authorised credit institutions registered with Banco de Portugal may contract the opening of current accounts. Bank accounts in Portugal are identified by the account number or by the IBAN … Deposits