Remuneration of structured deposits

Characteristics of deposit

Name of deposit	Depósito Empresas Multi-Sectores USD
Institution	BANCO SANTANDER TOTTA, S.A.
Start date	13-08-2012
Maturity date	31-07-2015
Term	3 years
Underlying market	Shares
Currency	USD
Document	Depósito Empresas Multi-Sectores USD.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	2,272%