Remuneration of structured deposits

Characteristics of deposit

Name of deposit	Depósito Multinacionais Alemanha - França
Institution	BANCO SANTANDER TOTTA, S.A.
Start date	30-12-2014
Maturity date	02-02-2018
Term	3 years
Underlying market	Shares
Currency	EUR
Document	Depósito Multinacionais Alemanha-França.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	1,485%