Remuneration of structured deposits

Characteristics of deposit

Name of deposit	Depósito Top Energy USD
Institution	BANCO SANTANDER TOTTA, S.A.
Start date	19-11-2012
Maturity date	19-11-2015
Term	3 years
Underlying market	Shares
Currency	USD
Document	Depósito Top Energy USD.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	1,053%