Remuneration of structured deposits

Characteristics of deposit

Name of deposit	Depósito Valor Bens de Luxo
Institution	BANCO SANTANDER TOTTA, S.A.
Start date	02-12-2013
Maturity date	02-12-2016
Term	3 years
Underlying market	Shares
Currency	EUR
Document	Depósito Valor Bens de Luxo.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	2,422%