Remuneration of structured deposits

Characteristics of deposit

Name of deposit	Depósito Valor Cambial
Institution	BANCO SANTANDER TOTTA, S.A.
Start date	19-12-2012
Maturity date	18-12-2015
Term	3 years
Underlying market	Foreign exchange
Currency	EUR
Document	Depósito Valor Cambial.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	0,740%