Remuneration of structured deposits

Characteristics of deposit

Name of deposit	Depósito Valor Europa 2013-2016 - 2ª série
Institution	BANCO SANTANDER TOTTA, S.A.
Start date	29-07-2013
Maturity date	29-07-2016
Term	3 years
Underlying market	Shares
Currency	EUR
Document	Depósito Indexado Valor Europa 2013-2016 - 2ª série.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	4,581%