Remuneration of structured deposits

Characteristics of deposit

Name of deposit	Depósito Valor Universal
Institution	BANCO SANTANDER TOTTA, S.A.
Start date	30-03-2016
Maturity date	03-05-2019
Term	3 years
Underlying market	Shares and interest rate indices
Currency	EUR
Document	Depósito Valor Universal.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	0.048%