Remuneration of structured deposits

Characteristics of deposit

Name of deposit	EUR NB DUAL CRESCIMENTO EUROPA II 2015-2018
Institution	NOVO BANCO, S.A.
Start date	30-11-2015
Maturity date	31-12-2018
Term	3 years
Underlying market	Shares
Currency	EUR
Document	EUR NB DUAL CRESCIMENTO EUROPA II 2015-2018.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	See components

Component 1
Type:	Fix
Start date:	02-12-2015
Maturity date :	31-12-2015
Underlying market:	Fixed interest rate
Rate of return :	0.250%

Component 2
Type:	Fix
Start date:	31-12-2015
Maturity date :	30-06-2016
Underlying market:	Fixed interest rate
Rate of return :	4.000%

Component 3
Type:	Indexed
Start date:	31-12-2015
Maturity date :	31-12-2018
Underlying market:	Shares
Rate of return :	0.000%