Remuneration of structured deposits

Characteristics of deposit

Name of deposit	SFI Madeira - Rendimento Euro Commodities - 2ª Série
Institution	BANCO SANTANDER TOTTA, S.A.
Start date	07-11-2011
Maturity date	07-11-2014
Term	3 years
Underlying market	Shares and commodities
Currency	EUR
Document	Depósito Indexado - Rendimento Euro Commodities 2ª Série.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	1,478%