Remuneration of structured deposits

Characteristics of deposit

Name of deposit	SFI Madeira - Valor + USD
Institution	BANCO SANTANDER TOTTA, S.A.
Start date	30-09-2010
Maturity date	27-09-2013
Term	3 years
Underlying market	Shares
Currency	USD
Document	SFI Madeira - Valor + USD.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	4,117%