Remuneration of structured deposits

Characteristics of deposit

Name of deposit	Valor Anual Alemanha 2012-2015
Institution	BANCO SANTANDER TOTTA, S.A.
Start date	29-10-2012
Maturity date	29-10-2015
Term	3 years
Underlying market	Shares
Currency	EUR
Document	Valor Anual Alemanha 2012-2015.pdf

Remuneration of deposit

Rate of return on maturity date
Rate of return	0,000%