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  1. Are there any limitations to using SPIN?

    … Agregador Transfers Categoria de …

    Pagamentos

  2. Which services are included in the basic bank account?

    … services and direct debits. Execution of intra-bank transfers (i.e. transfers to accounts opened with the same credit … that can be carried out. Execution of interbank transfers (i.e. transfers to accounts opened with other …

    Depósitos

  3. What is the time limit for the execution and release of funds in a credit transfer in euro within SEPA?

    … SEPA? Resposta In credit transfers domiciled in the same payment service provider (intrabank transfers), the payee’s account must be credited on the … of funds and allocation of a value date. In credit transfers between payment accounts domiciled in different …

    Pagamentos

  4. Do I have to pay for using a payment app?

    … the payment app within a period of one month; or 25 transfers within a period of one month.   For instance, a customer can make 25 transfers of €6 each or five transfers of €30 each free of charge through these payment …

    Pagamentos

  5. What is the difference between an intrabank and an interbank transfer?

    … Resposta While in intrabank transfers the payer’s and the payee’s accounts are … in the same payment service provider, in interbank transfers the accounts are domiciled in different payment service providers. Interbank transfers may also be domestic, if both providers are …

    Pagamentos

  6. I requested assistance from my institution to open an account outside Portugal. What should the institution do?

    … any, as well as available information on recurring credit transfers to the customer and direct debits by creditors … payment account in the last 13 months; transfers the positive balance from the account of origin to …

    Depósitos

  7. How does the verification of payee service liaise with the confirmation of payee service?

    … Resposta In standard or instant credit transfers between payment service providers established in … check not possible). Standard and instant credit transfers to payment service providers other than those …

    Pagamentos

  8. How does the verification of payee work?

    … for users carrying out both standard or instant credit transfers, helps to reduce fraud and increases users’ … offers the initiation of standard or instant credit transfers, either remotely (e.g. home banking or app) or …

    Pagamentos

  9. Does the fee shown for an intrabank credit transfer apply to a transfer made between two accounts held by me?

    … amount shown in the Fees Comparator for intrabank credit transfers corresponds to the maximum fee for a credit … For information on fees applicable to intrabank credit transfers between accounts with the same holder, refer to …

    Serviços

  10. What is the Fees Comparator?

    … and credit cards, cash withdrawals, cheque acquisitions and transfers. Using the Fees Comparator, the maximum fees …

    Serviços