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  • Deposits
  • Operation
  • What they are and types of deposits
  • Rights and duties
  • Deposit guarantee
  • Advertising
  • Current account
  • Opening
  • Ownership and handling of accounts
  • Statements and balances
  • Charges
  • Account change
  • Account closure
  • Time deposits
  • Simple
  • Structured
  • Interest rates
  • Simulator
  • Basic bank accounts
  • What it is
  • Institutions that provide them
  • Fees comparator
  • Evolution in accounts
  • Standard account
  • What it is
  • Fees comparator
  • Credit
  • Operation
  • What they are and types of loans
  • Rights and duties
  • Creditworthiness assessment
  • Guarantees
  • Advertising
  • Home loans
  • What they are and the various schemes
  • How to enter into
  • Interest rates
  • How to repay and transfer
  • How to renegotiate
  • Simulator
  • Consumer credit
  • What it is and types of credit
  • How to enter into
  • Interest rates
  • How to renegotiate or repay in advance
  • Simulator
  • Credit card
  • What it is
  • How to repay
  • Managing debt
  • Credit liabilities
  • Arrears prevention
  • Arrears management
  • Late payment
  • Bank Customer Support Network
  • Credit Ombudsman
  • Credit intermediaries
  • Authorised
  • Status of authorisation requests
  • Payments
  • Cash
  • What it is
  • Precautions
  • Cards
  • What they are and types of cards
  • How to enter into
  • Contactless cards
  • Co-badged cards
  • Acceptance of cards
  • Rights and duties
  • Precautions
  • Cheques
  • What they are
  • How to write out
  • Precautions
  • Prohibition of the use of cheques
  • Direct debits
  • What they are
  • How to carry them out
  • Rights and duties
  • Transfers
  • What they are
  • How to order
  • Rights and duties
  • Payment applications
  • What they are
  • Transaction costs
  • Security precautions
  • Electronic money
  • What is it
  • Exchange rates
  • What they are
  • Bid-offer ‘spread’
  • Where to exchange currency
  • Digital channels
  • Risks
  • Precautions
  • Services
  • Consult
  • Central Credit Register
  • Database of Banking Accounts
  • Prohibition of the use of cheques
  • Make a complaint
  • Complaining about a supervised entity
  • Checking the status of a complaint
  • I have lost my documents
  • Personal identification documents
  • Bank cards (only in Portuguese)
  • Simulate
  • Mortgage credit
  • Consumer credit
  • Deposits
  • Currency converter
  • Compare
  • Fees
  • Price lists
  • Settle disputes
  • Consumer disputes
  • Disputes on banking products and services
  • Disputes relating to credit intermediation
  • Ask for information
  • Virtual assistant
  • Requests for information
  • Phone service
  • Request
  • Certification of training entities
  • Financial education
  • Materials
  • See all
  • Digital financial education
  • Young people
  • Adults
  • National Plan for Financial Education
  • What it is
  • Todos Contam website
  • Todos Contam e-learning platform
  • Household budget
  • The importance of a budget
  • How to draw up
  • Digital security
  • Why it is important
  • Risks
  • Precautions
  • Big data
  • Crypto-assets
  • Inflation
  • What it is
  • The importance of price stability
  • How it affects your life
PT EN

I am thinking of being guarantor of a home loan. What information should I receive prior to the conclusion of the credit agreement?

Submitted by bdp01 on Thu, 2019-06-27 14:17
  • Read more about I am thinking of being guarantor of a home loan. What information should I receive prior to the conclusion of the credit agreement?

Do I have a period of reflection before entering into a credit agreement?

Submitted by bdp01 on Thu, 2019-06-27 14:17
  • Read more about Do I have a period of reflection before entering into a credit agreement?

Do the loan conditions approved by the credit institution have a minimum period of validity?

Submitted by bdp01 on Thu, 2019-06-27 14:17
  • Read more about Do the loan conditions approved by the credit institution have a minimum period of validity?

When do I have the right to receive a European standardised information sheet (ESIS)?

Submitted by bdp01 on Thu, 2019-06-27 14:16
  • Read more about When do I have the right to receive a European standardised information sheet (ESIS)?

What information should I take into account before taking out a home loan?

Submitted by bdp01 on Thu, 2019-06-27 14:16
  • Read more about What information should I take into account before taking out a home loan?

Can an institution refuse to grant me a home loan?

Submitted by bdp01 on Thu, 2019-06-27 11:07
  • Read more about Can an institution refuse to grant me a home loan?

What is the most advantageous rate of interest in home loans?

Submitted by bdp01 on Thu, 2019-06-27 11:07
  • Read more about What is the most advantageous rate of interest in home loans?

To have a home loan is it mandatory to have an account with the lender and to take out life insurance?

Submitted by bdp01 on Thu, 2019-06-27 11:06
  • Read more about To have a home loan is it mandatory to have an account with the lender and to take out life insurance?

Are there other credit agreements to which the rules of home loans apply?

Submitted by bdp01 on Thu, 2019-06-27 11:05
  • Read more about Are there other credit agreements to which the rules of home loans apply?

What are home loans?

Submitted by bdp01 on Thu, 2019-06-27 11:04
  • Read more about What are home loans?

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