Yes. Except where prohibited by law, institutions may charge fees associated with banking products and services, if that possibility is provided for in the account agreement.

Fees relating to current accounts — for example, for account management and maintenance and related to the use of payment instruments — are freely set by each credit institution, within the limits and under the conditions established by law.

Charging fees to close current accounts of consumers (private customers) and micro-enterprises is prohibited. For other types of customer, fees for closing an account may only be charged if less than six months have elapsed since it was opened. These fees should be limited to the respective costs incurred.

Nonetheless, institutions must not charge:

• fees for photocopies of documents relating to the customer and for reissues of bank statements or other documents;
• fees for the change of ownership of current accounts in the case of:
  • divorce, legal separation, termination of partnership or death of one of the spouses;
  • removal of legal representatives by virtue of the represented having reached the age of majority;
  • inclusion or removal of holders of current accounts when one of the holders is a minor, under an adult guardianship measure or insolvent and the holders to be included or removed are their legal representatives;
  • removal of deceased holders;
  • change of representatives and other persons with powers to debit and credit current accounts held by condominium managers, private institutions of social solidarity or legal persons with public utility status.

Institutions are also required to comply with the following limits on the collection of fees:

• the fee for depositing coins must not exceed 2% of the amount deposited;
• the fee for issuing the certificate of inheritance due to the death of a current account holder must not exceed 10% of the Social Support Index (IAS), i.e. €53.71, according to the value of the IAS in 2026;
• fees for sending funds to electronic money accounts must not exceed the amount of fees due for transfers charged by the institution.

Institutions may also make charges corresponding to other costs borne by the institutions and payable to third parties. Institutions may pass on these charges to customers if they are related, for example, to taxes or payments to registry offices and notaries.

Credit institutions are required to publicise the maximum amount of fees and to indicate the main charges in their price lists, also available on this website (Services > Consult price lists).

The fees comparator of the Bank Customer Website can be used to compare the fees charged by the institutions relating to payment account services (Services > Fees comparator).

Credit institutions and other payment service providers must make available at any time and to any person a fee information document specifying the fees charged for a range of the most representative services.

In addition to this document, the institutions and other payment service providers must provide customers who are consumers, in January of each year, with a free statement of fees, listing all the fees paid on the payment account during the preceding calendar year.

In the case of other customers (namely enterprises), credit institutions should also send, in January of each year, a free receipted invoice, listing all the fees charged during the preceding calendar year for services associated with the current account.