Loan advertising … principles applicable to advertising financial products and services and specific rules applicable to advertising the … Principles applicable to advertising financial products and services Advertising financial products and services must be: True – the information presented by … Loans
Bank Customer Website … and informs citizens about retail banking products and services, supporting informed financial decision-making. Banco de Portugal’ services Financial Education – Materials Financial Education … and informs citizens about retail banking products and services, supporting informed financial decision-making. … About the Website
How inflation affects your life … and income In an inflationary environment, goods and services become more expensive and the value of households’ … tends to increase. To buy the same basket of goods and services, households must spend more money. However, if prices for goods and services increase, households start buying a lesser quantity … Financial literacy Inflation
The Banco de Portugal establishes best practice to enhance information transparency on digital channels … money institutions when selling retail banking products and services through digital channels (particularly bank deposits, credit products, payment services and electronic money). These recommendations aim … complete and appropriate information on these products or services and their characteristics, when these products or … News Digital channels
How to enter into home loan agreements … whether the proposed credit agreement and any ancillary services are appropriate to their financial situation and … features of the proposed credit agreement and any ancillary services; Describe their specific effects for the bank … loan conditional on the contracting of other products or services (i.e. tying is prohibited in Portugal). However, … Loans Home loans
Banco de Portugal publishes the 2018 Banking Conduct Supervision Report … regulations on the offering of retail banking products and services entered into force in Portugal. These amendments … fees charged in Portugal for the most representative services associated with payment accounts. It includes … 93 fees applied by around 200 institutions offering these services. The legislator decided to assign authorisation, … News Banco de Portugal
Banco de Portugal publishes the 2019 Banking Conduct Supervision Report … digital transformation when marketing banking products and services and by assessing the Bank’s work in this respect. … of the channel used to offer banking products and services. The Banco de Portugal has acted to ensure … in the supply and demand for digital financial products and services. In 2017 the Bank allowed deposit accounts to be … News Banco de Portugal
Press release of Banco de Portugal on the Banking Conduct Supervision Activities – 1st half of 2019 … and released the fees charged for the most representative services on the Fees Comparator of the Bank Customer … Website, provides information on 93 fees charged for services provided by approximately 200 institutions, … accounts. These were complemented by inspections on central services to assess their organisation and internal … News Banco de Portugal
Provision of information by institutions that act as credit intermediaries … may act as credit intermediaries and provide advisory services for credit agreements in which they do not act as … if applicable, after the start of the provision of advisory services: Identification of the lenders or groups with whom … binding agreement; Indication of the credit intermediation services and, where appropriate, consultancy services … Loans Credit intermediaries
European Banking Authority: fees and charges, indebtedness and financial literacy among the most relevant topics for consumer protection … the main trends related to retail banking products and services as well as the most relevant issues for consumer … the main trends related to retail banking products and services as well as the most relevant issues for consumer … the protection of consumers of retail banking products and services: Fees and charges , in particular in terms of lack … News