Banco de Portugal maps digital financial literacy initiatives … the risks of the digitalisation of financial products and services. This project is financed by the European Union and … and/or digital channels) on the use of digital financial services; The provision of financial education through … can cover any topics, not just the use of digital financial services). The questionnaire can be completed in whole or in … News Digital channels
OECD makes diagnosis of digital financial literacy in Portugal … and attitudes in accessing digital financial products and services, and identifies the digital security procedures … empower people to safely use digital financial products and services, to make them more resilient to online fraud … and more aware of behavioural biases in accessing financial services through digital channels. Digital financial … News Digital channels
EBA publishes a report on the application of the guidelines on product oversight and governance arrangements … in the design and sale of retail banking products and services. They include the identification of the target … to the market and ongoing monitoring of products and services, as well as the selection of appropriate … of the Guidelines, including the concepts of products or services identified as “new” or “significantly changed”, … News
Banco de Portugal’s head of Banking Conduct Supervision elected Chair of FinCoNet … authorities responsible for retail banking products and services across the five continents. FinCoNet's site 2019 … authorities responsible for retail banking products and services across the five continents. … product consumers, focusing on credit products and payment services. Banco de Portugal, as banking conduct supervisory … News Banco de Portugal
Banco de Portugal's fees comparator featured in the FinCoNet Newsletter … to compare the fees charged for the most representative services linked to payment accounts, an initiative that … tool to help consumers make informed decisions about which services or payment accounts best suit their needs. It also … product consumers, focusing on credit products and payment services. Banco de Portugal, as banking conduct supervisory … News
Basic bank accounts grew by 25% in 2020 … Basic bank accounts provide low-cost essential banking services to citizens. These include opening and maintaining … of 19 August 2020). For providing basic bank account services, the credit institutions may not apply fees, … all credit institutions that provide the public with the services included in the basic bank account, i.e. banks, … News Basic bank account
FinCoNet highlights Banco de Portugal’s new mandate in certifying training entities of credit intermediaries and institutions … (FinCoNet). FinCoNet's website Publications > FinCoNet Services > Certification of training entities Credit … consumers, in a context of increasingly digital financial services. The newsletters can be found on the FinCoNet … product consumers, focusing on credit products and payment services. Banco de Portugal, as banking conduct supervisory … News Banco de Portugal
Press release of the Banco de Portugal on the Banking Conduct Supervision Activities – 1st half of 2020 … and describes all the fees charged in the previous year for services linked to payment accounts. The Bank also assessed … these are marketed in connection with other products and services. In a context of widespread use of digital … a set of recommendations for marketing banking products and services through digital channels , set out in Circular … News Banco de Portugal
Guidelines on procedures for complaints of PSD2 … for complaints of alleged infringements of Payment Services Directive 2. International fora Publications … for complaints of alleged infringements of Payment Services Directive 2. … Publications International fora
5 tips for staying safer online #toptip … when using digital channels to access banking products and services. Inglês Digital financial education campaign for … when using digital channels to access banking products and services. … Financial literacy Digital channels