The importance of maintaining price stability … price stability, the ECB uses the Harmonised Index of Consumer Prices (HICP). The HICP follows an identical … countries. In Portugal, it is calculated similarly to the Consumer Price Index (CPI) and considers a basket that is … banks, as well as in the interest rates banks charge for credit granted to customers and the interest rates they pay … Financial literacy Inflation
FinCoNet highlights Banco de Portugal’s Innovation Lab … the latest edition of the FinCoNet (International Financial Consumer Protection Organisation) newsletter. FinCoNet's … the latest edition of the FinCoNet (International Financial Consumer Protection Organisation) newsletter. … conflicts of interest related to commissions arising when consumers receive financial advice from an intermediary. The … News
Press release of Banco de Portugal on the commercialisation of banking products and services in digital channels in Portugal … retail banking markets brings about recognised benefits to consumers; however, it is necessary to ensure that customers … subsequent two years. It is already possible to enter into credit agreements exclusively online in 19% of institutions. … apps. In Portugal, bank customers can already enter into consumer credit agreements wholly through digital channels. … News Digital channels
Banco de Portugal analysed open banking challenges for bank customers in an international seminar … do Brasil in partnership with the International Financial Consumer Protection Organization (FinCoNet). Decree-Law no. … do Brasil in partnership with the International Financial Consumer Protection Organization (FinCoNet). … to the Portuguese legal system since 13 November 2018, credit institutions may share customer data – upon the … News
Banco de Portugal’s head of Banking Conduct Supervision elected Chair of FinCoNet … Leitão, was elected Chair of the International Financial Consumer Protection Organisation – FinCoNet, which brings … Leitão, was elected Chair of the International Financial Consumer Protection Organisation – FinCoNet, which brings … which include the World Bank, the European Commission, Consumers International, the International Association of … News Banco de Portugal
FinCoNet highlights how Banco de Portugal monitors the offering of products and services through digital channels … discussed in the newsletter of the International Financial Consumer Protection Organisation (FinCoNet). In the article … from behavioural research to create and put in place consumer protection solutions; The Bank of Russia, on … the protection of banking product consumers, focusing on credit products and payment services. Banco de Portugal, as … News
Public Consultation of Banco de Portugal No. 2/2020 – Guidelines applying to the selling of retail banking products and services through digital channels … Opinion of the European Banking Authority on disclosure to consumers of banking… European Banking Authority publishes … disclosure i… G20/OECD Policy Guidance – Financial Consumer Protection Approaches in the Digi… 2020 Digital … on the transparency of information to be provided to consumers of financial services on digital channels (Opinion … News Digital channels
Rights and duties when taking out loans … Notice No. 4/2017 187.1 KB Loans – Assessment of creditworthiness Home loans – How to enter into Consumer credit – How to enter into Managing debts – Arrears … Loans
Fees and charges. FinCoNet highlights new rights for consumers in Portugal … Fees and charges. FinCoNet highlights new rights for consumers in Portugal Thu, 2022-01-13 12:00 FinCoNet’s … The International Financial Consumer Protection Organisation (FinCoNet) has highlighted, … that came into force in January 2021 within the scope of credit agreements and the provision of payment services … News
#TopTip campaign. The Banco de Portugal releases a brochure with tips on accessing digital banking products and services … opening an account remotely; online shopping; online consumer credit. The #TopTip campaign The first phase of the … News Digital channels