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  • Deposits
  • Operation
  • What they are and types of deposits
  • Rights and duties
  • Deposit guarantee
  • Advertising
  • Current account
  • Opening
  • Ownership and handling of accounts
  • Statements and balances
  • Charges
  • Account change
  • Account closure
  • Time deposits
  • Simple
  • Structured
  • Interest rates
  • Simulator
  • Basic bank accounts
  • What it is
  • Institutions that provide them
  • Fees comparator
  • Evolution in accounts
  • Standard account
  • What it is
  • Fees comparator
  • Credit
  • Operation
  • What they are and types of loans
  • Rights and duties
  • Creditworthiness assessment
  • Guarantees
  • Advertising
  • Home loans
  • What they are and the various schemes
  • How to enter into
  • Interest rates
  • How to repay and transfer
  • How to renegotiate
  • Simulator
  • Consumer credit
  • What it is and types of credit
  • How to enter into
  • Interest rates
  • How to renegotiate or repay in advance
  • Simulator
  • Credit card
  • What it is
  • How to repay
  • Managing debt
  • Credit liabilities
  • Arrears prevention
  • Arrears management
  • Late payment
  • Bank Customer Support Network
  • Credit Ombudsman
  • Credit intermediaries
  • Authorised
  • Status of authorisation requests
  • Payments
  • Cash
  • What it is
  • Precautions
  • Cards
  • What they are and types of cards
  • How to enter into
  • Contactless cards
  • Co-badged cards
  • Acceptance of cards
  • Rights and duties
  • Precautions
  • Cheques
  • What they are
  • How to write out
  • Precautions
  • Prohibition of the use of cheques
  • Direct debits
  • What they are
  • How to carry them out
  • Rights and duties
  • Transfers
  • What they are
  • How to order
  • Rights and duties
  • Payment applications
  • What they are
  • Transaction costs
  • Security precautions
  • Electronic money
  • What is it
  • Exchange rates
  • What they are
  • Bid-offer ‘spread’
  • Where to exchange currency
  • Digital channels
  • Risks
  • Precautions
  • Services
  • Consult
  • Central Credit Register
  • Database of Banking Accounts
  • Prohibition of the use of cheques
  • Make a complaint
  • Complaining about a supervised entity
  • Checking the status of a complaint
  • I have lost my documents
  • Personal identification documents
  • Bank cards (only in Portuguese)
  • Simulate
  • Mortgage credit
  • Consumer credit
  • Deposits
  • Currency converter
  • Compare
  • Fees
  • Price lists
  • Settle disputes
  • Consumer disputes
  • Disputes on banking products and services
  • Disputes relating to credit intermediation
  • Ask for information
  • Virtual assistant
  • Requests for information
  • Phone service
  • Request
  • Certification of training entities
  • Financial education
  • Materials
  • See all
  • Digital financial education
  • Young people
  • Adults
  • National Plan for Financial Education
  • What it is
  • Todos Contam website
  • Todos Contam e-learning platform
  • Household budget
  • The importance of a budget
  • How to draw up
  • Digital security
  • Why it is important
  • Risks
  • Precautions
  • Big data
  • Crypto-assets
  • Inflation
  • What it is
  • The importance of price stability
  • How it affects your life
PT EN

Can I make an early repayment of the credit agreement covered by a State guarantee?

Submitted by scu060 on Fri, 2025-06-27 12:04
  • Read more about Can I make an early repayment of the credit agreement covered by a State guarantee?

Can I sell the property subject to a credit agreement covered by a State guarantee?

Submitted by scu060 on Fri, 2025-06-27 12:04
  • Read more about Can I sell the property subject to a credit agreement covered by a State guarantee?

Can I transfer my credit agreement to another credit institution for the duration of the guarantee?

Submitted by scu060 on Fri, 2025-06-27 12:04
  • Read more about Can I transfer my credit agreement to another credit institution for the duration of the guarantee?

Can the institution charge me a fee or other charge for the State guarantee?

Submitted by scu060 on Fri, 2025-06-27 12:03
  • Read more about Can the institution charge me a fee or other charge for the State guarantee?

Can the institution require other collateral in addition to the State guarantee?

Submitted by scu060 on Fri, 2025-06-27 12:03
  • Read more about Can the institution require other collateral in addition to the State guarantee?

If I am in financial difficulty or in default on the credit agreement’s instalments, can I renegotiate the credit agreement covered by the State guarantee?

Submitted by scu060 on Fri, 2025-06-27 12:03
  • Read more about If I am in financial difficulty or in default on the credit agreement’s instalments, can I renegotiate the credit agreement covered by the State guarantee?

How long is the State guarantee?

Submitted by scu060 on Fri, 2025-06-27 12:02
  • Read more about How long is the State guarantee?

Do I have to conclude a credit agreement that finances 100% of the property’s purchase value to benefit from the State guarantee scheme?

Submitted by scu060 on Fri, 2025-06-27 12:02
  • Read more about Do I have to conclude a credit agreement that finances 100% of the property’s purchase value to benefit from the State guarantee scheme?

What is the amount covered by the guarantee applicable to my credit agreement?

Submitted by scu060 on Fri, 2025-06-27 12:02
  • Read more about What is the amount covered by the guarantee applicable to my credit agreement?

Does the State guarantee cover the total amount granted?

Submitted by scu060 on Fri, 2025-06-27 12:01
  • Read more about Does the State guarantee cover the total amount granted?

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