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  • Deposits
  • Operation
  • What they are and types of deposits
  • Rights and duties
  • Deposit guarantee
  • Advertising
  • Current account
  • Opening
  • Ownership and handling of accounts
  • Statements and balances
  • Charges
  • Account change
  • Account closure
  • Time deposits
  • Simple
  • Structured
  • Interest rates
  • Simulator
  • Basic bank accounts
  • What it is
  • Institutions that provide them
  • Fees comparator
  • Evolution in accounts
  • Standard account
  • What it is
  • Fees comparator
  • Credit
  • Operation
  • What they are and types of loans
  • Rights and duties
  • Creditworthiness assessment
  • Guarantees
  • Advertising
  • Home loans
  • What they are and the various schemes
  • How to enter into
  • Interest rates
  • How to repay and transfer
  • How to renegotiate
  • Simulator
  • Consumer credit
  • What it is and types of credit
  • How to enter into
  • Interest rates
  • How to renegotiate or repay in advance
  • Simulator
  • Credit card
  • What it is
  • How to repay
  • Managing debt
  • Credit liabilities
  • Arrears prevention
  • Arrears management
  • Late payment
  • Bank Customer Support Network
  • Credit Ombudsman
  • Credit intermediaries
  • Authorised
  • Status of authorisation requests
  • Payments
  • Cash
  • What it is
  • Precautions
  • Cards
  • What they are and types of cards
  • How to enter into
  • Contactless cards
  • Co-badged cards
  • Acceptance of cards
  • Rights and duties
  • Precautions
  • Cheques
  • What they are
  • How to write out
  • Precautions
  • Prohibition of the use of cheques
  • Direct debits
  • What they are
  • How to carry them out
  • Rights and duties
  • Transfers
  • What they are
  • How to order
  • Rights and duties
  • Payment applications
  • What they are
  • Transaction costs
  • Security precautions
  • Electronic money
  • What is it
  • Exchange rates
  • What they are
  • Bid-offer ‘spread’
  • Where to exchange currency
  • Digital channels
  • Risks
  • Precautions
  • Services
  • Consult
  • Central Credit Register
  • Database of Banking Accounts
  • Prohibition of the use of cheques
  • Make a complaint
  • Complaining about a supervised entity
  • Checking the status of a complaint
  • I have lost my documents
  • Personal identification documents
  • Bank cards (only in Portuguese)
  • Simulate
  • Mortgage credit
  • Consumer credit
  • Deposits
  • Currency converter
  • Compare
  • Fees
  • Price lists
  • Settle disputes
  • Consumer disputes
  • Disputes on banking products and services
  • Disputes relating to credit intermediation
  • Ask for information
  • Virtual assistant
  • Requests for information
  • Phone service
  • Request
  • Certification of training entities
  • Financial education
  • Materials
  • See all
  • Digital financial education
  • Young people
  • Adults
  • National Plan for Financial Education
  • What it is
  • Todos Contam website
  • Todos Contam e-learning platform
  • Household budget
  • The importance of a budget
  • How to draw up
  • Digital security
  • Why it is important
  • Risks
  • Precautions
  • Big data
  • Crypto-assets
  • Inflation
  • What it is
  • The importance of price stability
  • How it affects your life
PT EN

What is the amount covered by the guarantee applicable to my credit agreement?

Submitted by scu060 on Fri, 2025-06-27 12:02
  • Read more about What is the amount covered by the guarantee applicable to my credit agreement?

Does the State guarantee cover the total amount granted?

Submitted by scu060 on Fri, 2025-06-27 12:01
  • Read more about Does the State guarantee cover the total amount granted?

Can the credit institution request information and documents to prove compliance with the requirements for access to the State guarantee scheme?

Submitted by scu060 on Fri, 2025-06-27 12:01
  • Read more about Can the credit institution request information and documents to prove compliance with the requirements for access to the State guarantee scheme?

Is the amount of guarantees available to all credit institutions?

Submitted by scu060 on Fri, 2025-06-27 12:01
  • Read more about Is the amount of guarantees available to all credit institutions?

Can I apply for access to the State guarantee scheme with any institution?

Submitted by scu060 on Fri, 2025-06-27 12:00
  • Read more about Can I apply for access to the State guarantee scheme with any institution?

Does the Decree-Law establishing the guarantee repeal the Macroprudential Recommendation?

Submitted by scu060 on Fri, 2025-06-27 12:00
  • Read more about Does the Decree-Law establishing the guarantee repeal the Macroprudential Recommendation?

What could lead an institution not to grant a loan even if it is eligible for the State guarantee?

Submitted by scu060 on Fri, 2025-06-27 12:00
  • Read more about What could lead an institution not to grant a loan even if it is eligible for the State guarantee?

If I comply with the requirements for access to the State guarantee scheme, are the institutions obliged to grant me a loan?

Submitted by scu060 on Fri, 2025-06-27 11:53
  • Read more about If I comply with the requirements for access to the State guarantee scheme, are the institutions obliged to grant me a loan?

What credit agreements does the State guarantee cover?

Submitted by scu060 on Fri, 2025-06-27 11:53
  • Read more about What credit agreements does the State guarantee cover?

Who is the State guarantee scheme in housing loans for?

Submitted by scu060 on Fri, 2025-06-27 11:52
  • Read more about Who is the State guarantee scheme in housing loans for?

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