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  • Deposits
  • Operation
  • What they are and types of deposits
  • Rights and duties
  • Deposit guarantee
  • Advertising
  • Current account
  • Opening
  • Ownership and handling of accounts
  • Statements and balances
  • Charges
  • Account change
  • Account closure
  • Time deposits
  • Simple
  • Structured
  • Interest rates
  • Simulator
  • Basic bank accounts
  • What it is
  • Institutions that provide them
  • Fees comparator
  • Evolution in accounts
  • Standard account
  • What it is
  • Fees comparator
  • Credit
  • Operation
  • What they are and types of loans
  • Rights and duties
  • Creditworthiness assessment
  • Guarantees
  • Advertising
  • Home loans
  • What they are and the various schemes
  • How to enter into
  • Interest rates
  • How to repay and transfer
  • How to renegotiate
  • Simulator
  • Consumer credit
  • What it is and types of credit
  • How to enter into
  • Interest rates
  • How to renegotiate or repay in advance
  • Simulator
  • Credit card
  • What it is
  • How to repay
  • Managing debt
  • Credit liabilities
  • Arrears prevention
  • Arrears management
  • Late payment
  • Bank Customer Support Network
  • Credit Ombudsman
  • Credit intermediaries
  • Authorised
  • Status of authorisation requests
  • Payments
  • Cash
  • What it is
  • Precautions
  • Cards
  • What they are and types of cards
  • How to enter into
  • Contactless cards
  • Co-badged cards
  • Acceptance of cards
  • Rights and duties
  • Precautions
  • Cheques
  • What they are
  • How to write out
  • Precautions
  • Prohibition of the use of cheques
  • Direct debits
  • What they are
  • How to carry them out
  • Rights and duties
  • Transfers
  • What they are
  • How to order
  • Rights and duties
  • Payment applications
  • What they are
  • Transaction costs
  • Security precautions
  • Electronic money
  • What is it
  • Exchange rates
  • What they are
  • Bid-offer ‘spread’
  • Where to exchange currency
  • Digital channels
  • Risks
  • Precautions
  • Services
  • Consult
  • Central Credit Register
  • Database of Banking Accounts
  • Prohibition of the use of cheques
  • Make a complaint
  • Complaining about a supervised entity
  • Checking the status of a complaint
  • I have lost my documents
  • Personal identification documents
  • Bank cards (only in Portuguese)
  • Simulate
  • Mortgage credit
  • Consumer credit
  • Deposits
  • Currency converter
  • Compare
  • Fees
  • Price lists
  • Settle disputes
  • Consumer disputes
  • Disputes on banking products and services
  • Disputes relating to credit intermediation
  • Ask for information
  • Virtual assistant
  • Requests for information
  • Phone service
  • Request
  • Certification of training entities
  • Financial education
  • Materials
  • See all
  • Digital financial education
  • Young people
  • Adults
  • National Plan for Financial Education
  • What it is
  • Todos Contam website
  • Todos Contam e-learning platform
  • Household budget
  • The importance of a budget
  • How to draw up
  • Digital security
  • Why it is important
  • Risks
  • Precautions
  • Big data
  • Crypto-assets
  • Inflation
  • What it is
  • The importance of price stability
  • How it affects your life
PT EN

What impact does the guarantee have on the total amount of interest paid?

Submitted by scu060 on Fri, 2025-06-27 11:50
  • Read more about What impact does the guarantee have on the total amount of interest paid?

What impact does the guarantee have on the agreement’s interest rate?

Submitted by scu060 on Fri, 2025-06-27 11:50
  • Read more about What impact does the guarantee have on the agreement’s interest rate?

Does the risk of default decrease with the State guarantee?

Submitted by scu060 on Fri, 2025-06-27 11:50
  • Read more about Does the risk of default decrease with the State guarantee?

What is the aim of the Macroprudential Recommendation when limiting the maximum amount to be granted?

Submitted by scu060 on Fri, 2025-06-27 11:49
  • Read more about What is the aim of the Macroprudential Recommendation when limiting the maximum amount to be granted?

Does the State guarantee in housing loans mean that the State pays my debt in the event of default?

Submitted by scu060 on Fri, 2025-06-27 11:47
  • Read more about Does the State guarantee in housing loans mean that the State pays my debt in the event of default?

Does the State guarantee protect debtors (buyers)?

Submitted by scu060 on Fri, 2025-06-27 11:46
  • Read more about Does the State guarantee protect debtors (buyers)?

What is the State guarantee?

Submitted by scu060 on Fri, 2025-06-27 11:45
  • Read more about What is the State guarantee?

State guarantees housing loans for young people aged up to 35

Submitted by scu060 on Fri, 2025-06-27 11:36
  • Read more about State guarantees housing loans for young people aged up to 35

Will a State-guaranteed loan that does not comply with the Macroprudential Recommendation’s limits be identified in the Central Credit Register and become known to all credit institutions?

Submitted by scu060 on Fri, 2025-06-27 11:49
  • Read more about Will a State-guaranteed loan that does not comply with the Macroprudential Recommendation’s limits be identified in the Central Credit Register and become known to all credit institutions?

Can I propose the bank uses a property valuation report obtained from another bank?

Submitted by scu071 on Thu, 2023-09-28 15:49
  • Read more about Can I propose the bank uses a property valuation report obtained from another bank?

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