Yes. Bank customers can repay part of the loan on any instalment payment date, notifying the credit institution of their intention at least seven business days in advance.

The institution may charge a maximum fee for the early repayment which corresponds to 0.5% of the capital which is reimbursed, in the case of variable interest rate agreements; or 2% of the capital which is reimbursed, in the case of fixed interest rate agreements.

The amortisation you make on your home loan will influence the amount of the instalment. If, however, you wish to reduce the term of your loan, you will have to make a request to change the contractual conditions of the loan to your bank, so that the agreement can be renegotiated.

If the customer expresses an intention to make a partial or total early repayment of the loan, the institution must inform the customer without delay of the impact of the loan repayment by describing the assumptions used. This information must be provided on paper or on another durable medium.