Cheques must be presented for payment within the time limit established in the Uniform Law on Cheques. As a rule, this is eight days from the issue date. Cheques presented for payment after the legal limit has expired may be returned by credit institutions for the following reasons: ‘cheque revogado – apresentação fora do prazo’ (revoked cheque – cheque submitted after expiry date) - upon indication of the payer – or ‘cheque apresentado fora do prazo’ (cheque submitted after expiry date) – upon decision of the credit institution.