COVID-19. FinCoNet Newsletter highlights an international initiative to coordinate consumer protection measures … edition of the newsletter, FinCoNet also takes note of the Banco de Portugal’s recent initiative to promote among credit … through digital channels” the authors explain how the Banco de Portugal oversaw the sending of the statements and … News COVID-19
COVID-19. European Commission publishes best practices to mitigate the impact of the pandemic … on legislative and non-legislative moratoria on loan r… Banco de Portugal website > The Banco de Portugal monitors the implementation o… Banco de … News COVID-19
How to carry them out … How to carry them out Banco de Portugal’s website – Direct debits Banco de Portugal’s website – IBAN Banco de Portugal’s … Payments Direct debits
Rights and duties in the use of direct debits … Rights and duties in the use of direct debits Banco de Portugal’s website – Direct debits Banco de Portugal’s website – IBAN Banco de Portugal’s … Payments Direct debits
Disputes relating to credit intermediation and the provision of consulting services … intermediaries authorised to carry out this activity in Portugal are included in two lists published by the Banco de Portugal: The list of entities authorised to act as … provided corresponds to the data reported to the Banco de Portugal by entities authorised to carry out the … Services
What they are and types of deposits … of other products or services (i.e. tying is prohibited in Portugal). The credit institution may, however, propose the … of any costs associated with such deposit (i.e. in Portugal bundling is allowed). In the case of an optional … out in Portugal by credit institutions registered with Banco de Portugal. As a rule, bank deposits are based on the … Deposits
What they are and types of cards … – which make them available to holders through a contract. Banco de Portugal’s website – Authorised institutions Banco de Portugal’s website – Cards Regulation (EU) No. … In Portugal, the cards that include the Multibanco brand also allow a wide range of card-based … Payments Cards
How to write out cheques … How to write out cheques Banco de Portugal’s website – Cheques Banco de Portugal’s website – SICOI (Portuguese Interbank … required to provide their customers with cheque books. In Portugal, the cheques provided by banks to their customers … Payments Cheques
Evolution in the number of accounts … The Banco de Portugal requires credit institutions to report half-yearly … of 2025 there were 265,627 active basic bank accounts in Portugal. Evolution in the number of basic bank accounts | … Source: Banco de Portugal. … Deposits Basic bank account
Provision of information by institutions that act as credit intermediaries … Decree-Law No. 81-C/2017 (only in Portuguese) Aviso do Banco de Portugal No. 6/2017 (only in Portuguese) Instruction No. … To this end, they must submit the following information to Banco de Portugal through the BPnet Website ( www.bportugal.net ), … Loans Credit intermediaries