A private credit card is a card that can only be used in a limited manner and that enables the holder:

• to purchase goods and services in the issuer’s facilities or in a restricted network of service providers directly linked to a professional issuer by a sales agreement; or
• to purchase a very limited range of goods or services.

A universal credit card, on the other hand, can be used in any service provider that accepts credit payments for the acquisition of any goods or services.

You can obtain more information on the terms and expressions used in the Fees Comparator in the glossary available here, which is also accessible via the relevant button on the bottom tool bar.